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A couple moving into their new home.

Our Rates

* For all accounts below: Annual Percentage Yield effective 03/17/20.  Fees may reduce earnings.

**For NOW, Money Market Investment, Christmas Club and Regular Savings Accounts:  APY is variable and subject to change.

***For CDs and IRAs, a penalty may be imposed for early withdrawal.


Account Product Name Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
Deposit Accounts



NOW Account $1,000 $1,000 0.03% 0.03%
Money Market Investment $1,000


$0.01 - $49,999.99

0.03% 0.03%
$50,000.00 & Above

0.03% 0.03%
Christmas Club $5 $0.01 0.03% 0.03%
Regular Savings $100 $0.01 0.03% 0.03%





CDs



7 Day CD $20,000 $20,000 0.03% 0.03%
1 - 3 Month CD $1,000 $1,000 0.10% 0.10%
6 Month CD $1,000 $1,000 0.35% 0.35%
9 Month CD $1,000 $1,000 0.35% 0.35%
18 Month CD $1,000 $1,000 0.50% 0.50%
1 Year CD $1,000 $1,000 0.45% 0.45%
2 Year CD $1,000 $1,000 0.50% 0.50%
3 Year CD $1,000 $1,000 0.50% 0.50%
4 Year CD $1,000 $1,000 0.50% 0.50%
5 Year CD $1,000 $1,000 0.50% 0.50%
Jumbo 7 Day CD $100,000 $100,000 0.13% 0.13%
Jumbo 9 Month CD $100,000 $100,000 0.45% 0.45%
Jumbo 1 - 3 Month CD $100,000 $100,000 0.20% 0.20%
Jumbo 6 Month CD $100,000 $100,000 0.45% 0.45%
Jumbo 1 Year CD $100,000 $100,000 0.55% 0.55%
Jumbo 2 Year CD $100,000 $100,000 0.60% 0.60%
Jumbo 3 Year CD $100,000 $100,000 0.60% 0.60%
Jumbo 5 Year CD $100,000 $100,000 0.60% 0.60%





IRAs



12 Month IRA Fixed $100 $100 0.45% 0.45%
18 Month IRA Fixed $100 $100 0.50% 0.50%
12 Month IRA Variable $100 $100 0.45% 0.45%
24 Month IRA Fixed $100 $100 0.50% 0.50%
36 Month IRA Fixed $100 $100 0.50% 0.50%