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Business Savings

Regular Savings

For people who deposit regularly but make only limited withdrawals.

  • Minimum $100 deposit required to open
  • Interest-bearing account
  • Unlimited number of deposits allowed
  • A service charge of $6 applies if minimum balance drops below $100 any day in the quarterly statement cycle.
  • The fee will not apply if you maintain an average of $300 throughout the cycle.

During any quarterly statement cycle you are allowed only six (6) withdrawals/transfers; in excess of six (6) will have a $1.00 per debit item fee unless you maintain an average daily balance of $1000.

Christmas Club Accounts

A savings program designed to help customers prepare for Christmas expenditures:

  • Voluntary deposits generally accepted from mid-November through the end of October each year
  • Interest bearing
  • Balance mailed to the customer by check or Direct Deposit to FNBEA accounts.
  • $6.00 early closure fee
  • A maintenance fee of $6.00 will be imposed if the balance is less than $100 on the last day of the statement period.
  • No transfers or withdrawals are permitted on this account prior to maturity.